Educators Professional Liability Insurance Policy

Transparency in an ATPE value. You may view the certificate of insurance for the 2026-27 Educators Professional Liability Insurance Policy* here (effective Aug. 1, 2026, through Aug. 1, 2027).

Why do educators need professional liability insurance?

Professional liability insurance helps protect an educator’s personal assets in the event of a lawsuit arising from their professional duties. The insurance pays the cost of covered claims for defense costs and judgments or settlements, up to policy limits.

The Educators Professional Liability Insurance Policy provided to eligible ATPE members includes up to $8 million in professional liability insurance per insured member per occurrence, subject to aggregate limits of $2 million per insured for violations of students’ civil rights and $500,000 per insured for bodily injury/property damage claims.

Published/reviewed: Aug. 19, 2026

*THE EDUCATORS PROFESSIONAL LIABILITY INSURANCE POLICY IS UNDERWRITTEN BY NATIONAL UNION FIRE INSURANCE CO. OF PITTSBURGH, PA. ALL COVERAGE IS SUBJECT TO THE EXPRESS TERMS OF THE MASTER INSURANCE POLICY ISSUED TO ATPE AND KEPT ON FILE AT THE ATPE STATE OFFICE. Coverage applies to an insured’s activities within his/her professional capacity and does not apply to activities that predate the coverage period. View 2026–27 insurance policy details here. Eligibility for ATPE membership benefits is contingent upon ATPE’s receipt of the annual membership dues amount for your appropriate membership category. A disruption in payments to an authorized payment plan may result in discontinuation of membership benefits, including cancellation of insurance coverage. ATPE reserves the right to determine eligibility for the appropriate membership category. The membership year runs from August 1–July 31.

**Staff attorney services are provided separate from the Educators Professional Liability Insurance Program.